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About

Standard to Commercial & Beyond! Loans to fulfill your dreams.

We've been MpireFi since 2020 and we provide superior services.

New to Loans? We want to advise you in the best way possible for you to get that DreaMpire Home or Improvement to one you already reside in! We get the lowest rates and the greatest efficiency to get you to your loan — that’s our goal. Say hello and hey here on the bottom — we’d love to chat with you!

Person 2 Person

So many ways. So many resources right here in the Mpire.

Fastest. Biggest. LOWEST.

Clear to Close. Jumbo to Commercial. & yes the Rates. Yes, you can have it all. We will help make it happen.

25+

Years Experience

Finance

Application Swiftly

Secure & Easy to fill out.

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Five Star Service

Get Finance Real Talk with full comprehensive plans for your investments.

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Financial Security

Wealth Management. More Advice than you ever needed here at Mpire

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Hundreds of clients trust our company

  • Expert & Certified
  • Quality Services
  • Quick Loan Order
  • Status Monitor
  • Status Monitor
  • Easy to Use

Mpire Licensed

Our Core State Licenses to serve YOU

Map of the Mpire

Where Mpire Financial
is Licensed

  • Alabama ( LICENSE#23544)
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Idaho
  • Illinois
  • Indiana
  • Florida
  • Georgia
  • Kansas
  • Louisiana
  • Maryland
  • Michigan
  • Mississippi
  • Montana
  • Nebraska
  • New Mexico
  • New Jersey
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Puerto Rico
  • South Carolina
  • Tennessee
  • Texas
  • Washington
  • Wisconsin
  • Virginia

What We’re Offering

We provide best services
for your loans

FHA Home Loans

FHA Home Loans are popular among first-time homebuyers due to low down payment & credit requirements

Adjustable Rates Loans

One kind of mortgage to consider is an adjustable rate mortgage (ARM).

VA Home Loans

VA Home Loans -- pros and cons of the Assist Program here at Mpire Financial

CALCULATE YOUR RATE

How much do you need loan for you?

Simple. 1.2.3. Slide. Calculate. Apply!

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1 Months 12 Months

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Term of Use Months

Total Pay Back $

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*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.

our testimonials

What they’re talking about
our company

David Jenkins

David Jenkins

google

They were amazing! They were very informative and communicated above and beyond. They were constantly fighting to get the best options. I would 100% use them again and would recommend them to anyone looking for a house

Shere Henriquez

Shere Henriquez

Google

We have had the pleasure of working with Mpire Financial twice. Their communication & attention to detail are unmatched. The entire process from start to finish was stress free. They took care of everything. This company goes above and beyond for their clients. We highly recommend Mpire Financial to anyone looking for a trustworthy mortgage broker.

Jose Caez

Jose Caez

Google

Patrick from MPire is awesome! Not only did he listen and gave advise on the best way to do my home purchase but he also closed early!!! Patrick and his team worked along side my realtor Adalis to make sure we were happy with the home and payments. Highly recommend Patrick!

%

Loans Approved

$ k

AVG Loan

k

Happy Clients

Expert Mpireans

OUR BENEFITS

Why you should choose our company

With over 12 years of experience in the mortgage industry, John Motowidlak has developed a passion for providing thousands of clients with his expertise in lending. His experience AND training  as both a mortgage underwriter and a broker over his career has given him the knowledge and confidence to produce results for borrowers.

Get your Pre Qualification

Find out how much home you can afford by getting Pre Quals for your next home loan now.

Analyze your Refi with MpireFi

Find out exactly how much money you can save or cash out of your home equity by refinancing.

Always a 2nd Look!

Have a rate lock or estimate from another lender? Schedule a no-obligation review to ensure you have the best rate, closing costs, and monthly payment.

What We’re Offering

Our latest news updates
& articles

Comments Box SVG iconsUsed for the like, share, comment, and reaction icons
2 days ago
Mpire Financial

Buying a home might be more within reach than you think.

There are possible down payment assistance options available for qualified buyers.. including programs designed for first-time buyers and certain professions.
Most people don’t realize what they may qualify for until they ask.

If you’ve been thinking about buying but unsure where to start, it’s worth a quick conversation. That’s what we’re here for.
... See MoreSee Less

Buying a home might be more within reach than you think. 

There are possible down payment assistance options available for qualified buyers.. including programs designed for first-time buyers and certain professions.
Most people don’t realize what they may qualify for until they ask.

If you’ve been thinking about buying but unsure where to start, it’s worth a quick conversation. That’s what we’re here for.
2 days ago
Mpire Financial

The Samuels Team stepped in, closed her loan in 10 business days. She was already turned down.

On paper, it didn’t make sense to the bank… but the full story wasn’t being seen. Her student loans were in the process of being forgiven. She didn’t need to be declined… she needed someone willing to look deeper, think differently, and actually help.

Because of the relationships built, they were able to secure a seller credit, buy the rate down, and structure the deal the right way… giving her a real shot at homeownership.

And 10 business days later, she had keys to her very first home.

Moments like this are why we do what we do. Not just to close deals… but to change outcomes.

“The entire Samuels Team that we are building is being built on heart and making a difference.” ~Christal Samuels

On behalf of the Mpire Leadership team, we are proud to have the Samuels Team as a part of our family. Thank you for continuing to serve your clients and community!
... See MoreSee Less

The Samuels Team stepped in,  closed her loan in 10 business days. She was already turned down. 

On paper, it didn’t make sense to the bank… but the full story wasn’t being seen. Her student loans were in the process of being forgiven.  She didn’t need to be declined… she needed someone willing to look deeper, think differently, and actually help.

Because of the relationships built, they were able to secure a seller credit, buy the rate down, and structure the deal the right way… giving her a real shot at homeownership.

And 10 business days later, she had keys to her very first home.

Moments like this are why we do what we do. Not just to close deals… but to change outcomes.

“The entire Samuels Team that we are building is being built on heart and making a difference.” ~Christal Samuels

On behalf of the Mpire Leadership team, we are proud to have the Samuels Team as a part of our family. Thank you for continuing to serve your clients and community!
4 days ago
Mpire Financial

Most people are waiting for motivation.
The ones who win just start moving.

You don’t feel your way into discipline…
you work your way into it.

Momentum isn’t found. It’s built!
... See MoreSee Less

Most people are waiting for motivation.
The ones who win just start moving.

You don’t feel your way into discipline…
you work your way into it.

Momentum isn’t found. It’s built!
6 days ago
Mpire Financial

Grateful is an understatement.

At Mpire, we don’t take it lightly that we get to work alongside men and women who have served our country… and now continue to serve in a different way, helping other veterans step into homeownership and build real wealth.

Clint, Joyie & Paul, and Mitch aren’t just our top 3 VA producers (among many of our Veterans and VA originators)… they’re trusted advocates, leaders, and proof of what this industry should look like when it’s done right.

Proud to have you in our corner. Thank you!
... See MoreSee Less

Grateful is an understatement. 

At Mpire, we don’t take it lightly that we get to work alongside men and women who have served our country… and now continue to serve in a different way, helping other veterans step into homeownership and build real wealth.

Clint, Joyie & Paul, and Mitch aren’t just our top 3 VA producers (among many of our Veterans and VA originators)… they’re trusted advocates, leaders, and proof of what this industry should look like when it’s done right. 

Proud to have you in our corner. Thank you!Image attachmentImage attachment
4 months ago
Mpire Financial

Ho Ho Ho Merrrrrry Christmas! 🎄🎅

-John "Kris Kringle" Motowidlak
... See MoreSee Less

Ho Ho Ho Merrrrrry Christmas! 🎄🎅

-John Kris Kringle Motowidlak
4 months ago
Mpire Financial

Most mortgage companies have it backwards.

They obsess over the borrower experience.

Training. Scripts. Processes. Quality control.

All focused on the client.

At MPIRE we flipped it.

The loan officer is our customer. Not the borrower... or the realtor.

The LO.

Our entire operation is built around one question: What do our loan officers need to win?

We call it "warriors need weapons."

You can have the best soldier in the world but if you give them a butter knife, they're gonna lose.

So we invest everything into arming our team.

Proprietary software they can't get anywhere else. AI tools that actually work instead of looking flashy. Support staff that answers at 9pm.

Operations run by former Disney employees who understand experience matters.

Our ops team treats loan officers like guests, not employees.

Because here's what we figured out:

If we take care of the LO first, they'll take care of their clients better than we ever could.

We can't control every borrower interaction.

But we can control whether our LO has the tools, support, and freedom to do their job right.

Give them the sharpest weapons and trust them to fight.

That's the bet we made when we started with 3 people.

Last week at our 4th annual Christmas party I looked around at all the people and couldn't believe how far we had come.

But that's what happens when you give your warriors weapons.

Best investment we ever made.
... See MoreSee Less

Most mortgage companies have it backwards.

They obsess over the borrower experience.

Training. Scripts. Processes. Quality control.

All focused on the client.

At MPIRE we flipped it.

The loan officer is our customer. Not the borrower... or the realtor. 

The LO.

Our entire operation is built around one question: What do our loan officers need to win?

We call it warriors need weapons.

You can have the best soldier in the world but if you give them a butter knife, theyre gonna lose.

So we invest everything into arming our team.

Proprietary software they cant get anywhere else. AI tools that actually work instead of looking flashy. Support staff that answers at 9pm.

Operations run by former Disney employees who understand experience matters.

Our ops team treats loan officers like guests, not employees.

Because heres what we figured out:

If we take care of the LO first, theyll take care of their clients better than we ever could.

We cant control every borrower interaction.

But we can control whether our LO has the tools, support, and freedom to do their job right.

Give them the sharpest weapons and trust them to fight. 

Thats the bet we made when we started with 3 people.

Last week at our 4th annual Christmas party I looked around at all the people and couldnt believe how far we had come. 

But thats what happens when you give your warriors weapons.

Best investment we ever made.
4 months ago
Mpire Financial

Most mortgage companies won't show you their ingredients list. Here's ours. ❤️ ... See MoreSee Less

Most mortgage companies wont show you their ingredients list. Heres ours. ❤️
5 months ago
Mpire Financial

Took me way too long to figure out what loan officers actually care about.

I thought it was splits. Then I thought it was tech.

Then I thought it was culture and leadership and all that stuff we talk about at conferences.

And yeah those things matter.

But the thing that comes up more than anything else...

Their money.

Not the commission structure.

How their money is organized, tracked, and accessible to them at any moment.

Most brokerages run on some fancy Google Sheets with a bunch of formulas that kinda work until they dont.

And loan officers are sitting there doing mental math trying to figure out if their check is right.

Thats insane to me.

These people are closing millions of dollars in loans and they cant get a clear answer on what theyre getting paid next Friday.

So we built everything around transparency, accuracy, automation.

No guessing... or having to ask accounting to double check something... OR waiting until the 15th to find out you were shorted.

Its not the sexiest thing we've built.

But its probably the thing that makes people stay.

If your LOs have to chase down answers about their own money, thats a trust problem dressed up as an accounting problem.
... See MoreSee Less

Took me way too long to figure out what loan officers actually care about.

I thought it was splits. Then I thought it was tech.

Then I thought it was culture and leadership and all that stuff we talk about at conferences.

And yeah those things matter.

But the thing that comes up more than anything else...

Their money.

Not the commission structure.

How their money is organized, tracked, and accessible to them at any moment.

Most brokerages run on some fancy Google Sheets with a bunch of formulas that kinda work until they dont.

And loan officers are sitting there doing mental math trying to figure out if their check is right.

Thats insane to me.

These people are closing millions of dollars in loans and they cant get a clear answer on what theyre getting paid next Friday.

So we built everything around transparency, accuracy, automation.

No guessing... or having to ask accounting to double check something... OR waiting until the 15th to find out you were shorted.

Its not the sexiest thing weve built.

But its probably the thing that makes people stay.

If your LOs have to chase down answers about their own money, thats a trust problem dressed up as an accounting problem.
5 months ago
Mpire Financial

Today I'm most thankful for
____________________.

Drop your answers below 👇
... See MoreSee Less

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